Millions of people turned to the social security system for help during the coronavirus pandemic.
Low-income, unemployed, or disabled people can qualify for the universal loan.
And if you have a disability or a health condition, PIP (Personal Independence Payment) may also be available.
But under what circumstances is PIP paid?
Many have asked if these are conditions like arthritis, which usually worsen in cold, damp winter weather.
How to check the eligibility for PIP
You can get PIP whether you work or not.
Applicants must be at least 16 years old and younger than the State Pension to be eligible.
You must also have a health condition or disability that includes:
- I have had difficulty with daily life or getting around (or both) for three months
- Expect these difficulties to last at least nine months
How do you define disability?
According to the Equality Act 2010, a disability is a “physical or mental impairment that has a significant and long-term negative impact on your ability to perform normal daily activities”.
In the definition, substantial means more than minor or trivial, e.g. B. Much longer than normal to do a daily task like getting dressed.
Long term means 12 months or more, e.g. B. a breathing condition that develops as a result of a lung infection.
What about arthritis?
There are special rules for recurring or fluctuating conditions like arthritis.
The Equal Opportunities Act states that “if an impairment has significantly impaired a person’s ability to carry out normal day-to-day activities, but that effect ceases, it will be treated as persistent if it is likely to recur.”
Conditions that occur only sporadically or for a short time can still be considered long-term impairments.
For example, a person with rheumatoid arthritis may find that symptoms subside and go into remission. However, if the pain and inflammation are likely to return, the condition is treated as ongoing.
If the effects are likely to recur more than 12 months after first occurring, they are treated as long-term.
Other impairments with effects that may last for more than 12 months or where the effects may be sporadic include Menieres disease and epilepsy, as well as mental illnesses such as schizophrenia, bipolar affective disorder and certain types of depression, the law states.
How is this taken into account for PIP?
Assessments are done when you apply for a personal independence payment and they examine the implications of your health problems to help decide which level of payment to receive.
It is the impact of your problems on your life that is taken into account rather than the condition itself.
So you can get the daily portion of PIP if you need help more than half the time, e.g.
- Prepare or eat food
- Washing, bathing and using the toilet
- Dressing and undressing
- read and communicate
- Manage your medication or treatments
- Make decisions about money
- deal with other people
In addition, you may be eligible for the mobility part of PIP if you need help going out or moving around.
How is the level of the PIP determined?
For each of the activities listed above, you will receive a set number of points between 0 and 12 points.
The total number of points you get will determine whether you are eligible for PIP and how much money you get.
To get the standard rate of daily living you need to get a total of 8-11 points. You need 12 points to get the increased rate.
In order to receive the mobility component with the standard tariff, you must achieve a total of 8 to 11 points. You need 12 points to get the increased rate.
You can take one anonymous self-test online on an independent website Benefits and work to see how many points you would get for each answer.
The following are the new PIP rates from April 1, 2020. PIP was not affected by the benefit freeze, but received an annual increase along with other social security systems.
Component of daily life
Improved – £ 89.15 (per week)
Standard – £ 59.70 (per week)
Improved – £ 62.25 (per week)
Standard – £ 23.60 (per week)
PIP is paid out every four weeks, so these amounts can be quadrupled to find out what your payments would be. You could get £ 605 a month if you qualify for both extended amounts.
How to claim PIP
You can make a claim on 0800 917 2222.
Before you call you will need:
- Your contact details, for example telephone number
- Your date of birth
- Your social security number – this is written on letters about taxes, pensions and benefits
- Account number and sort code of your bank or building society
- Name, address, and phone number of your doctor or health care professional
- Dates and addresses for any time you have spent abroad, in a nursing home or in a hospital
Someone else can call on your behalf, but you must be with them while they are on the phone.
After the call you will receive a form to fill out. The DWP states that you have 28 days to return it.
If more information is needed, an independent healthcare professional will send you a letter inviting you for an assessment.
Due to the restrictions imposed during the coronavirus pandemic, rating menus are currently being conducted over the phone. You will be asked about your ability to carry out activities and how your condition is affecting your daily life.
After that, you can expect to receive a letter telling you if you will receive PIP. When you receive it, you will be told how much, when it will be paid and when it will be checked.